‘Affordable’ housing

For a long time the term ‘affordable housing’ has been an anathema; it’s used in political, planning and development circles to persuade the populace that the housing crisis is being dealt with. When the average household income is in the region of £23k, and the average house price is ten times that, we fail to see how anyone in a low-income position can secure themselves a safe and adequate home. When we bought our first house the rule of thumb for lenders was around 3.5x salary; the sums are easy, the loans don’t stack up. With £450k being considered an affordable home is some areas, this definition has to change. Developers seem to think that building cardboard shoeboxes to fill the undesirable, noisy, left-over spaces in their masterplan satisfies the market; it ticks the political boxes, jumps the planning hurdles, but they only sell because there is nothing else. Jeremy Corbyn has spoken recently about the need to redefine this term and make housing truly accessible to all. Bring back social housing, properly proportioned and designed for family living. Post-war ex-council housing, sold off for the sake of gaining some capital, are some of the simplest but best-planned, well-built and sought-after family homes. Why are we still letting the developers pull the wool over our eyes and accepting that rabbit-hutches are fit for people?